Newcomers to Canada Glossary: 20+ Essential Terms You Need To Know

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Alphabetical Order
  • All-inclusive

    When the rent includes all utilities and sometimes even internet.

  • Bachelor Apartment

    A small apartment with one main room that serves as both living room and bedroom, plus a separate bathroom. Also called a studio apartment.

  • Bridging Program

    A program designed to help internationally trained professionals meet Canadian standards in their field. These programs can include education, training, and work placements.

  • Bursary

    A type of grant, often given based on financial need rather than academic merit.

  • Condo

    Short for condominium. It’s an apartment that you can own, in a building with shared common areas.

  • Credit History

    A record of a person’s ability to repay debts and demonstrated responsibility in repaying debts. A good credit history is important for many aspects of financial life in Canada.

  • First and Last

    Some landlords ask for the first and last month’s rent when you move in.

  • Furnished

    An apartment that comes with basic furniture like a bed, couch, and table.

  • Grant

    Money given that does not need to be repaid. Grants are often based on financial need or merit.

  • Hydro

    This usually refers to electricity. When a listing says “hydro included,” it means you don’t pay extra for electricity.

  • Lease

    The legal agreement between you and your landlord. It usually lasts for 12 months.

  • Loan

    Money borrowed that must be repaid, usually with interest. The terms of repayment can vary widely between different loan programs.

  • Protected Person

    Someone who has been determined to be in need of protection or a convention refugee by the Immigration and Refugee Board of Canada. They can apply for permanent residence from within Canada.

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