15 Toronto Resources for Newcomers (First Month Plan)

When I first landed at Toronto Pearson International Airport (YYZ), I had a folder full of documents but no clear plan for what to do first. That feeling of being overwhelmed is a common experience for new arrivals, and you’re likely searching for more than just a random list; you need a clear, step-by-step guide to the most essential newcomer resources in Toronto.

This guide is your step-by-step roadmap, based on extensive research and firsthand experience, designed to turn confusion into your complete settlement roadmap.

Your First 7 Days: Securing the Essentials

This first week is about getting the critical documents and services you need to function in Canada. Let’s get these done first.

1. Get Your Social Insurance Number (SIN)

Your first official step should be getting a Social Insurance Number (SIN) from Service Canada. You’ll need this nine-digit number to work, open bank accounts, and get government benefits.

Feeling nervous about the process is normal, but it’s a straightforward and vital first task. You can find the nearest location and required documents on the official Government of Canada website.

2. Open a Newcomer Bank Account

A Canadian bank account is essential for getting paid and building your Canadian credit score. The major Canadian banks like RBC, CIBC, and Scotiabank all offer specific newcomer banking packages that often waive monthly fees for the first year. These packages make your financial start much smoother.

3. Apply for Your Ontario Health Card (OHIP)

The Ontario Health Insurance Plan (OHIP) gives you access to provincial healthcare. There can be a waiting period after you arrive, so it’s important to apply as soon as you’re eligible.

You can do this at a ServiceOntario centre; make sure you bring your Permanent Resident (PR) Card or Work Permit and Proof of Address. A key part of using your new health card is learning how to find a family doctor accepting new patients.

4. Get a Canadian Phone Plan

You’ll need a local phone number for everything from job applications to setting up utilities. Providers like Fido, Koodo, or Freedom Mobile often have affordable plans. Having a Canadian number makes you immediately more accessible and connected.

Your First Month: Building Your Foundation

With the essentials secured, your first month is about establishing routines and building the foundation for your life in Toronto.

5. Connect with a Settlement Agency

You don’t have to do this alone. Settlement Agencies are free, non-profit organizations dedicated to helping you. The YMCA of Greater Toronto and WoodGreen Community Services are two excellent examples. Learn about the full range of newcomer support services these organizations offer.

Their counsellors are a key part of immigrant support in Toronto, providing one-on-one advice on housing, jobs, and enrolling your children in school. You can find a comprehensive list of government-funded settlement agencies near you using the official tool provided by IRCC.

6. Understand Toronto Public Transit (TTC)

Toronto’s public transit system, the TTC (Toronto Transit Commission), includes the subway, streetcars, and buses. Your best bet is to get a PRESTO Card, a reloadable payment card that makes travelling seamless.

Learning the major subway lines will quickly make this big city feel much more manageable. You can find the latest fare information and transit maps on the official TTC website.

7. Start Your Job Search

Organizations like ACCES Employment and JVS Toronto specialize in helping newcomers. They can assist you with adapting your resume to the Canadian format, preparing for interviews, and connecting with employers.

8. Find Your First Canadian Groceries

Your grocery bill will be a major part of your budget. Get to know the main grocery store chains: premium stores like Loblaws, discount stores like No Frills and FreshCo, and mid-range options like Metro. There are also many international grocers for foods from home.

9. Explore Toronto’s Neighbourhoods

Before you sign any rental agreements, explore different parts of the city. Areas like North York and Scarborough are popular with newcomers for their community resources and diverse food scenes. Use websites like rentals.ca, but always be cautious of rental scams and know your tenant rights.

Your First 3 Months: Integrating into the Community

Now it’s time to focus on long-term integration and making Toronto truly feel like home.

10. Take Free English Classes (LINC/ESL)

If you need to improve your English, finding free English language classes for adults in Toronto is a great first step, and the government-funded LINC (Language Instruction for Newcomers to Canada) program is an incredible resource.

These free classes are offered all over the city. You can find one near you on the IRCC (Immigration, Refugees and Citizenship Canada) website. You can also explore other free government-funded training programs in Ontario.

11. Get Your Driver’s License

If you plan to drive, you’ll need to exchange your foreign license for an Ontario Driver’s License. The process varies depending on your home country, so check the official Government of Ontario website for details on exchanging a foreign license.

12. Use the Toronto Public Library (TPL)

The Toronto Public Library (TPL) offers so much more than books. It’s a community hub with free Wi-Fi, computer access, workshops, and even access to settlement workers. It’s one of the best free resources in the city.

13. Find Your Community

Finding community groups for new immigrants in Toronto is key to feeling at home. Look for cultural associations, join a sports league, or volunteer. We also invite you to join our private Facebook group, “Canada Living Hub,” to connect with others who are on the same journey.

14. Furnish Your Home Affordably

Furnishing an entire home can be expensive. Stores like IKEA are a go-to for affordable new items, while Facebook Marketplace is fantastic for finding quality second-hand furniture and housewares. This is a practical way to set up your home without breaking the budget. Check out our comparison of affordable furniture stores for more options.

15. Explore the City for Free

Get to know your new home by exploring its landmarks. While going up the CN Tower costs money, walking by it and exploring the surrounding downtown core is a great way to spend a day. Toronto has many beautiful parks and vibrant markets that are free to enjoy.

Your Roadmap to a New Beginning

From getting your SIN to exploring your first park, these resources provide a roadmap for your new life in Toronto. If today feels overwhelming, remember that every journey begins with a single step. You’ve got this, and we’re here to help.

Feeling ready? To keep all these steps organized, download our Free Toronto Newcomer Checklist—your essential companion for the first 30 days.